You may be like many men and women and travel with your pet. There are a variety of issues that you must contend with when you plan to travel with your pet. An important consideration that oftentimes is not fully explored is what will you do if your pet becomes ill or injured whole you are traveling.
Odds are you will not face an ill or injured pet while traveling. However, you need to be prepared for everything, including a pet that ends up ill or injured while you travel.
A key consideration associated with addressing an ill or injured pet while raveling necessitates determining how you will financially address such a situation. Of course, you can set aside emergency funds for such a situation. On the other hand, you can also obtain a pet insurance policy.
Overview of Pet Insurance
Pet insurance is designed to cover veterinary expenses associated with an illness, disease, or injury. You need to closely examine what specifically is covered in a pet insurance policy. You need to close examine exclusions that are listed in the policy. In simple terms, you need to appreciate that not all pet insurance policies are the same. There can be some fairly significant derivations from what is covered from one pet insurance policy to another.
The Geographic Limitations of Pet Insurance
The typical pet insurance policy will cover travel the needs of your pet when traveling in the United States. There are some policies that cover your pen if you are traveling in the United States and Canada.
If you are traveling abroad, you may have the ability to purchase suitable pet insurance. You may be able to purchase pet insurance in the foreign country in which you end up traveling. For example, countries like the United Kingdom and Sweden both have a significant percentage of their populations covered by insurance.
If you are going to be visiting a foreign country for more than a minimal amount of time, you might want to consider purchasing a pet insurance policy to cover that period of time when you arrive in that country. You may also be able to purchase such a policy of insurance online before you actually depart for your foreign trip.
Cost of Pet Insurance
If preparing for a trip is the motivating factor to obtain pet insurance, you likely will want to keep the policy in place once you complete your travels. Only a small percentage of Americans have insurance for their dogs and cats. However, that percentage is increasing each and every year. In some countries around the world, pet insurance is something a majority of owners of companion animals maintain.
The cost of pet insurance depends on a variety of factors, including the type of pet your have, his or her age, and the extent of coverage actually provided via a particular policy. The amount of a monthly premium for one pet can range from just over $10 to over $50. You likely can obtain a reduction in the premium cost if you pay for a year in advance.
You will want to take the time to shop around and get a better feel for what is available to you in the way of pet insurance. In the end, you do not want to sacrifice obtaining appropriate insurance coverage, particularly when you are traveling, in order to save what may amount to only a relatively small amount of money.
You do want to make sure that you obtain pet insurance from a reliable provider. Thus, you will want to be certain to undertake appropriate due diligence.
There are reputable resources on the internet through which you can read reviews of different pet insurance options written by professionals or experts. There are also consumer reviews, which may also be of some help to you.
You might want to contact your state’s insurance commissioner. An insurance commissioner’s officer typically maintains a consumer assistance division or office. The commissioner’s office may be able to provide you some educational materials providing you information about what to look for when seeking pet insurance.
Finally, you likely have friends, family members, or other colleagues who have purchased pet insurance in anticipation of traveling. If you have a regular veterinarian, he or she may be able to provide you some useful insights regarding pet insurance. Even in this high-tech, digital age, word of mouth remains a solid way of obtaining helpful information about different products or services. This includes pet insurance.
Jessica Kane is a writer for Handicapped Pets, your most trusted source for dog wheelchairs and harnesses.